My client was driving down the road maintaining her lane. A truck passed her and cut into her lane causing a collision. Both vehicles stopped. The truck driver claimed that my client swerved into his lane. My client claimed that the truck driver swerved into her lane. Fortunately, there was an independent witness who supported my client's version. My client had an old car and the damage was sufficient to be a total loss. My client submitted the estimate of the vehicle to the truck's insurance company. They denied her request based on their driver' s story. My client submitted the witness statement to the insurance company. This witness was independent, did not know the trucker or my client and had no stake in the outcome of the matter. Still the insurance company denied her claim.
My client hired me and I filed a lawsuit in her District Court for the value of the car. My client did not suffer any personal injury. I served the trucking company. Shortly thereafter my client received the full amount of the value of her car. A smile and a stick gets you further than just a smile. At least that's how it is with insurance companies.